EMV migration in the U.S. requires issuers, acquirer/processors and merchants to change their payments infrastructure to issue EMV cards and accept EMV payment transactions. The Smart Card Alliance held the “How EMV Changes Payment Workshop” on February 4, 2013 to provide an in-depth educational resource for the industry. The workshop includes discussion of what changes issuers and acquirers/processors need to make, how the EMV testing and certification processes differ from current processes, how retailers can plan for EMV migration, and what transit agencies need to consider in migration. Speakers include industry experts from the Smart Card Alliance Payments Council and EMV Migration Forum.

Fundamentals of EMV Payments

Guy Berg, MasterCard Worldwide

This session will provide a comprehensive overview of EMV payments, including the EMV transaction flow and options for card authentication, cardholder verification and transaction authorization.

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EMV Payments: Changes for Card Issuers

Anna Scurry, First Data Corporation

This session will provide an overview of EMV implementation options and considerations for issuers, including card interface choices, support for offline/online PIN, personalization and host system changes, and transaction authorization process.

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EMV Payments: Changes for Acquirers/Processors

Allen Friedman, TSYS

This session will provide an overview of the changes required in the U.S. acquiring/processing infrastructure to support EMV, new fields and subfields, and clearing and settlement considerations.

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EMV Payments: Changes at the Point of Sale

Greg Boardman, Ingenico

This session will discuss EMV implementation options and considerations for card and mobile payments acceptance, including hardware, software and transaction messaging support.

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EMV Testing & Certification

Randy Burnette, VeriFone

This session will provide an overview of the end-to-end testing and certification process required for EMV acceptance and outline how it differs from the current magnetic stripe process.

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EMV Planning for Retailers

Mike English, Heartland Payment Systems

This session will focus specifically on the complex payments infrastructure and processing changes retailers must plan for and execute in preparation for accepting EMV payments.

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EMV Considerations for Transit

Mike Burden, Consult Hyperion

This session will focus specifically on EMV migration considerations for transit agencies.

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Workshop Feedback

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